Debbie Squier-Bernst
Debbie Squier-Bernst provides credit and debt counselling to individuals, couples and families...
Debbie Squier-Bernst is a Certified Bankruptcy Insolvency Act Counsellor with 30 years experience in business and credit counselling. As well as being a Certified Bankruptcy Insolvency Act Counsellor Debbie has also achieved a Certificate in Financial Planning -- January 2007.
Debbie has over 20 years of business and consulting experience, a General Arts and Science diploma, three years of a Financial Accounting education, two years of study in Social Work and has graduated from Library and Information Studies with First Class Standing. For the past 17 years she has owned and continues to operate a small business consulting and individual tax preparation business. Currently, Debbie has obtained the necessary courses to begin qualifying for the Canadian Institute of Financial Planners' certification.
Debbie has worked as a Credit Counselor for several years and has extensive experience advocating on behalf of individuals, couples and families, preparing financial assessments and assisting in the preparation of plans to manage resources and repay debts. In 2006, Debbie started her own company, A Step Beyond.ca to assist others who may be puzzled by their finances and who may require assistance getting through the maze of their personal finances to create their individual financial picture.
If you would like assistance to get your debts back on track or if you would like to be proactive in your planning and / or in the managing of your resources please contact debbie@AStepBeyond.ca.
Debbie has presented to several community groups in Thunder Bay and to several high school students in the Lakehead School Board.
The following is a list of the most requested presentations:
- How do you Create a Budget?
- What are: Different Types of Credit, Interest rates, Methods of Borrowing,
- What is Budgeting, Money Management, Personal Finance?
- Understanding Credit
- What is Credit Counselling?
- Use Credit Effectively
- My Rights When Dealing with Creditors?
- Learn to Budget in 1,2,3 Easy Steps
If you require assistance and would like to work with someone who has extensive knowledge and expertise which includes:
- Negotiations with creditors
- Individuals rights and responsibilities when dealing with creditors
- How to repair one's credit
- How to ascertain one's credit history
- Deciphering your credit report and what it means
- Preparation of budgets, spending plans and pay cheque planners
- Providing Credit and Debt Solutions
- What to do with a Statement of Claim / Garnishment from a creditor
- Income Tax planning
- Financial planning
Call Debbie today, for your confidential assessment!
807-345-3328 (Debt) or Toll Free at 877-738-3328 (Debt)
